One of our highest priorities is ensuring our customers' banking relationship is safe and secure. As a result, we wanted to inform you of a potential phishing scam.

We have recently learned that the phishing scam has been targeting random individuals and/or companies with a falsified e-mail with the subject line "Rejected ACH Transaction", and we wanted to make you aware of this.

The phishing e-mail appears to be from NACHA - The Electronic Payments Association and indicates that there is a problem with an ACH transaction originated by the e-mail recipient. The e-mail includes a link which redirects the individual to a fraudulent web page which mimics the NACHA website and contains a link that is likely to include an executable virus with malware.

NACHA did not send this e-mail. Do not click on the link.

A copy of the e-mail is below for your information.

Sample e-mail

From: nacha.org [mailto:report@nacha.org]
Sent: Thursday, November 12, 2009 10:25 AMM
To: Doe, John
Subject: Rejected ACH transaction, please review the transaction report

Dear bank account holder,

The ACH transaction, recently initiated from your bank account, was rejected by the Electronic Payments Association. Please review the transaction report by clicking the link below:

Unauthorized ACH Transaction Report (this is the how the link is presented)

_________________________________________________________________________

Should you receive any e-mails similar to the above, contact our Operations Department at 815-744-4620.

Thank you,
Bank of Shorewood

For further information on ways to protect your personal information and other security measures please visit our Consumer Education page accessible through our home page.